![]() ![]() Members provide this financial information, which is used to draw up a report that assesses the customer’s credit worthiness based on past financial history.Ī credit report thus gives a lender an accurate snapshot of the borrower’s detailed financial position, allowing them to make informed decisions regarding the extending of credit to these borrowers. Ltd.Ĭonsumer Services Equinox Business Park, Tower 3, 5th Floor,Įxperian makes credit information available to their clients by means of a credit report which is generated through the conversion of existing financial information such as loans, personal credit history, credit cards etc. Step 5: You should send the form with the required documents to Experian Credit Information Company India Pvt.Step 4: Make the payment of the fee for your Experian CIR through either NEFT or a demand draft.Step 3: Submit your self-attested photocopy of telephone bill, electricity bill, rent agreement, bank account statement and also a deed of purchase as address proof documents.These will be your identity proof documents. Step 2: Make sure you self-attest a photocopy of your PAN card, passport and your voter ID.Step 1: Visit the Experian website and download and in the form.Get Your Experian Credit Report and Credit Score Offline Providing assistance to clients with regards to optimisation, segmentation, custom scores and much more.Ensuring that clients are protected against the possibility of fraud.Helping clients lower their exposure to bad debts.Providing clients with effective and efficient management regarding their credit risk.Assisting clients predict and forecast their credit risk.Some of their member related services are as follows: Providing quick and rapid resolutions should any inaccuracies or errors be found in the client's credit report.Įxperian also provides special services to clientele who are members of the company.Ensuring that credit reports obtained by clients do not contain any errors. ![]() Helping clients to understand and analyse their credit reports.Ensuring that their client’s credit is protected as time goes on.Assisting clients in making smarter and sound financially related decisions for the future.Informing clients about the current status of their credit.Regularly updating clients on a monthly basis with regards to their credit performances.Services Provided By ExperianĮxperian offers businesses and individual customers the following services: Consumer ServicesĮxperian assists its customers by providing them with the following consumer based services: However, this may on the other hand, help you get a lower interest rate for your loan. If you have a high Experian score, then this will improve your chances of getting an approval for a credit card and a new loan. These play a very important role for you to get a credit card and a loan approved. These reports represent your eligibility to get an approval for a personal loan, credit card, home loan and other kind of loans. The Experian Credit Score and Credit Information Report reflect your creditworthiness and past credit history. Why are Experian CIR and Credit Score Important? The firm also helps individuals by protecting them against identity misrepresentation and theft, ascertainment of their credit scores, and drawing up their credit reports.Effectively helps clients in the prevention and circumvention of instances of fraud.Helps businesses by automating their decision making.Helps clients by managing their credit risk in a more efficient manner.Helps businesses zero in on offers relating to marketing.In addition to business management tools, the firm also assists businesses in the following ways: The company, which is ISO 27000:2013 certified, provides its customers with credit information as per guidelines issued by the Credit Information Companies (Regulation) Act of 2005. Experian has tied up with more than 2,900 financial institutions, counting public sector banks, telecom companies, micro finance institutions as well as non-banking financial companies. ![]()
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